Carroll County property record for 428 Barnes Ave, Westminster, MD 21157
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,568 sqft · built 1900 |
| Lot Size | 24.6 acres (1,072,883 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Mar 2022) |
| Tax Bill | $4,068 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-043945 |
| Primary APN | 07-043945 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,568 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 1,072,883 sqft (24.6 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 441 sqft |
| Shed | 1 Shed |
| Shed Area | 3,072 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 043945 |
|---|---|
| Street Address | 428 BARNES AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-200 |
| Legal Description | LT-24.6343 AC 428 BARNES AVE W OF OGG N OF SUMMIT |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 507802 |
428 Barnes Ave, a rural home, is owned and occupied by an individual who bought it in March 2022.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 BARNES AVE, WESTMINSTER, MD 21157-5966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Deed Book / Page | 10703 / 27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 11, 2022 |
| Property Address | 428 BARNES AVE, WESTMINSTER, MD 21157-5966 |
| Document Number | 0107030027 |
| Book / Page | 10703 / 27 |
| Instrument Date | Mar 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 BARNES AVE, WESTMINSTER, MD 21157-5966 |
| Document Number | 0001070332 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 10703/32 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 428 Barnes Ave was $4,068 with a homeowner's exemption, up 5.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,068.00 (+5.55%) Homeowner's exemption | $369,200 Land $135,700 Building $233,500 | $369,200 Land $135,700 Building $233,500 |
| 2025 | $3,854.00 Homeowner's exemption | ||
| 2023 | $3,417.00 Homeowner's exemption | $302,400 Land $135,700 Building $166,700 | $302,400 Land $135,700 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Barnes Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Barnes Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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