425 Barnes Ave, Westminster, MD 21157 Property Records

Carroll County property record for 425 Barnes Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1972
Lot Size	0.434 acres (18,918 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Sep 2014)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-037449`

Property Details

APN / Parcel Number

Primary APN	`07-037449`
Alternative APNs	`7037449` `037449`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Total Area
Basement Area	320 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,918 sqft (0.434 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037449
Street Address	425 BARNES AVE
City	WESTMINSTER
State	MD
Zip	21157-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 14 - 18918 SQ FT BARNES AVE 8-23 SUNSET VIEW AMND
Legal Subdivision	SUNSET VIEW AMD
Legal Lot Number	14
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3016
Census Tract	507802

Owner

Source: Carroll County records · APN 07-037449

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 BARNES AVE, WESTMINSTER, MD 21157-5967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Deed Book / Page	7771 / 167
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	0053830123
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BARNES AVE, WESTMINSTER, MD 21157-5967
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116460076
Date	Dec 16, 2025
Book Page	11646/76

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BARNES AVE, WESTMINSTER, MD 21157-5967
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BARNES AVE, WESTMINSTER, MD 21157-5967

Mortgage

Document Number	0106810001
Date	Feb 22, 2022
Book Page	10681/1

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BARNES AVE, WESTMINSTER, MD 21157-5967
Document Number	0098900089
Instrument Date	Jul 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BARNES AVE WESTMINSTER MD 211575967, WESTMINSTER, MD 21157-5967

Mortgage

Document Number	0098900089
Date	Oct 08, 2020
Book Page	009890/000089

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 07, 2045

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,600 (+7.2%) Land $90,000 Building $239,600	$329,600 (-) Land $90,000 Building $239,600
2025	$3,503.00 (+17.79%)	$307,467 (+16.82%)	$329,600 (+25.23%) Land $90,000 Building $239,600
2023	$2,974.00	$263,200 Land $90,000 Building $173,200	$263,200 Land $90,000 Building $173,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 118 locations within half a mile of this property.

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