Johnston County property record for 428 Adams Point Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,614 sqft · built 2016 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2018) |
| Tax Bill | $2,678 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06D02026E |
| Primary APN | 06D02026E |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Gross Area | 3,650 sqft |
| 1st Floor Area | 1,112 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 291 sqft |
| Patio Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000212619 |
|---|---|
| Street Address | 428 ADAMS POINT DR |
| City | GARNER |
| State | NC |
| Zip | 27529-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 248 HIGHLANDS AT ADAMS POINT SEC 1 71/498 |
| Legal Subdivision | THE HIGHLANDS AT ADAMS POINT SUBDIVISION |
| Legal Lot Number | 248 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41112 |
428 Adams Point Dr is owned and occupied by two individuals who bought it in September 2018.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 ADAMS POINT DR, GARNER, NC 27529-6547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on File |
| Deed Sale | Sep 20, 2018 · Amount on File |
| Prior Sale | Jul 27, 2015 · Amount on File |
| Deed Document Number | 2018585448 |
| Deed Book / Page | 5219 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 428 ADAMS POINT DR, GARNER, NC 27529-6547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000646498 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 5521/0312 |
| Instrument | 2020646498 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Sep 20, 2018 |
| Property Address | 428 ADAMS POINT DR, GARNER, NC 27529-6547 |
| Document Number | 0000585448 |
| Book / Page | 5219 / 0284 |
| Map Reference | MB 71 PG 498-500 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 2018585448 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 ADAMS POINT DR, 428, GARNER, NC 27529-6547 |
| Name | Verified Name |
|---|---|
| Address | 428 ADAMS POINT DR, GARNER, NC 27529-6547 |
| Document Number | 0000585449 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018585449 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 428 Adams Point Dr was $2,678.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,678.00 | $428,480 Land $70,000 Building $358,480 | $428,480 Land $70,000 Building $358,480 |
| 2023 | $2,250.00 | $287,610 Land $48,000 Building $239,610 | $287,610 Land $48,000 Building $239,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Adams Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Adams Point Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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