Johnston County property record for 386 Adams Point Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,196 sqft · built 2007 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Feb 2018) |
| Tax Bill | $3,254 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06D02022M |
| Primary APN | 06D02022M |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| Gross Area | 3,802 sqft |
| 1st Floor Area | 2,032 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Patio Area | 121 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000207226 |
|---|---|
| Street Address | 386 ADAMS POINT DR |
| City | GARNER |
| State | NC |
| Zip | 27529-6504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 1 WOODLANDS AT ADAMS POINT 70/336 |
| Legal Subdivision | THE WOODLANDS AT ADAMS POINT |
| Legal Lot Number | 1 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41112 |
386 Adams Point Dr is owned and occupied by two individuals who bought it in February 2018.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CREDIT UNION |
| May 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT CU |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Feb 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2018 · Amount on File |
| Deed Sale | Feb 15, 2018 · Amount on File |
| Prior Sale | Apr 21, 2008 · Amount on File |
| Deed Document Number | 2018560776 |
| Deed Book / Page | 5101 / 702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | May 6, 2026 |
| Property Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Document Number | 0000014326 |
| Book / Page | 7105 / 462 |
| Instrument Date | May 1, 2026 |
| Instrument | 202614326 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Document Number | 0000014326, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 7105/462 |
| Instrument | 202614326 |
| Name | SUMMIT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013241 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 6469/915 |
| Instrument | 2023013241 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | GREENSBORO, NC 27409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 18, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000728666 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 5816/185 |
| Instrument | 2021728666 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Feb 15, 2018 |
| Property Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Document Number | 0000560776 |
| Book / Page | 5101 / 0702 |
| Map Reference | MB 70 PG 336 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 2018560776 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4617 YATES MILL POND RD, 4617, RALEIGH, NC 27606-8901 |
| Name | Verified Name |
|---|---|
| Address | 386 ADAMS POINT DR, GARNER, NC 27529-6504 |
| Document Number | 0000560777 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 2018560777 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 386 Adams Point Dr was $3,254, down 1.6% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,254.00 (-1.57%) | $520,750 (-) Land $70,000 Building $450,750 | $520,750 (-) Land $70,000 Building $450,750 |
| 2025 | $3,306.00 | $520,750 Land $70,000 Building $450,750 | $520,750 Land $70,000 Building $450,750 |
| 2023 | $2,586.00 | $330,540 Land $48,000 Building $282,540 | $330,540 Land $48,000 Building $282,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Adams Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 Adams Point Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures