428 7th St E, Carver, MN 55315 Property Records

Carver County property record for 428 7th St E, Carver, MN 55315 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,289 sqft · built 2004
Lot Size	0.037 acres (1,612 sqft)
Owner	Company Name on File
Last Sale	$227,202 (Mar 2004)
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-1650100`

Property Details

APN / Parcel Number

Primary APN	`20-1650100`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,289 sqft Finished Area
Gross Area	2,348 sqft
1st Floor Area	1,208 sqft
Basement Area	567 sqft
Finished Basement	567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 7TH ST E
City	CARVER
State	MN
Zip	55315-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 18 TOWNSHIP 115 RANGE 023 HIDDEN BLUFF LOT 005 BLOCK 002
Legal Range	023
Legal Township	115
Legal Section	18
Legal Subdivision	HIDDEN BLUFF
Legal Block	2
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	5
Census Block	5004
Census Tract	91100

Owner

Source: Carver County records · APN 20-1650100

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5117 BEDFORD AVE, MINNEAPOLIS, MN 55436-2111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2004 · Amount on Record
Deed Sale	Mar 04, 2004 · Amount on Record
Deed Document Number	200461935
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000692883
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	428 7TH ST E, CARVER, MN 55315-4530
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 7TH ST E, CARVER, MN 55315-4530

Mortgage

Document Number	000A758438
Date	Mar 23, 2023
Instrument	A758438

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Jan 20, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	428 7TH ST E, CARVER, MN 55315-4530
Document Number	0000702359
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 08, 2020
Title Company	STEWART TITLE, STEWART TITLE/MN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	428 7TH ST E CARVER MN 553154530, CARVER, MN 55315-4530

Mortgage

Document Number	0000702359
Date	Aug 14, 2020
Instrument	702359

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2035

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARVER MN
Recording Date	Mar 23, 2020
Property Address	428 7TH ST E, CARVER, MN 55315-4530
Document Number	0000692883
Instrument Date	Mar 12, 2020
Instrument	692883
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5117 BEDFORD AVE EDINA MN 554362111, EDINA, MN 55436-2111

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	428 7TH ST E, CARVER, MN 55315-4530
Document Number	0000657816
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	PENNINGTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 7TH ST E CARVER MN 553154530, CARVER, MN 55315-4530

Mortgage

Document Number	0000657816
Date	Jan 29, 2018
Instrument	657816

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2038

Tax Assessment & Valuation

Source: Carver County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (+7.58%) Homeowner's exemption	$299,000 (+3.57%) Land $70,000 Building $229,000	$299,000 (+3.57%) Land $70,000 Building $229,000
2025		$288,700 (+2.45%) Land $65,000 Building $223,700	$288,700 (+2.45%) Land $65,000 Building $223,700
2024	$3,326.00 (+1.4%) Homeowner's exemption	$281,800 (-) Land $45,000 Building $236,800	$281,800 (-) Land $45,000 Building $236,800
2023	$3,280.00 Homeowner's exemption	$281,800 Land $45,000 Building $236,800	$281,800 Land $45,000 Building $236,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carver County (27019C), updated November 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270190911005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Metronet Holdings	Fiber	5,120 / 5,120	Yes
Xfinity	Cable	2,000 / 250	Yes
Verizon	Fixed Wireless	300 / 20	Yes
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130	Yes
Netwave Broadband	Fixed Wireless (unlicensed)	125 / 40	No

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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