402 7th St E, Carver, MN 55315 Property Records

Carver County property record for 402 7th St E, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,730 sqft · built 2005
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$3,384 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-1650020`

Property Details

APN / Parcel Number

Primary APN	`20-1650020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Finished Area
Gross Area	2,281 sqft
1st Floor Area	1,208 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 7TH ST E
City	CARVER
State	MN
Zip	55315-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 18 TOWNSHIP 115 RANGE 023 HIDDEN BLUFF LOT 002 BLOCK 001
Legal Range	023
Legal Township	115
Legal Section	18
Legal Subdivision	HIDDEN BLUFF
Legal Block	1
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	5
Census Block	5004
Census Tract	91100

Owner

Source: Carver County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	402 7TH ST E, CARVER, MN 55315-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	2021733995
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Sep 29, 2021
Property Address	402 7TH ST E, CARVER, MN 55315-4530
Document Number	000A733995
Instrument Date	Sep 13, 2021
Instrument	A733995
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 7TH ST E, CARVER, MN 55315-4530

Mortgage

Document Number	000A733996
Date	Sep 29, 2021
Instrument	A733996

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,384.00 (+8.88%) Homeowner's exemption	$289,800 (+2.62%) Land $65,000 Building $224,800	$289,800 (+2.62%) Land $65,000 Building $224,800
2025		$282,400 (+4.79%) Land $60,000 Building $222,400	$282,400 (+4.79%) Land $60,000 Building $222,400
2024	$3,108.00 (+1.37%) Homeowner's exemption	$269,500 (-) Land $40,000 Building $229,500	$269,500 (-) Land $40,000 Building $229,500
2023	$3,066.00 Homeowner's exemption	$269,500 Land $40,000 Building $229,500	$269,500 Land $40,000 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40