428 5th St, Waupaca, WI 54981 Property Records

Waupaca County property record for 428 5th St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,175 sqft · built 1965
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2021)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-138`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-138`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	428 5TH ST
City	WAUPACA
State	WI
Zip	54981-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/3 OL82 & N1/2 LT8 BLK56 HIBBARDS ADD V272P137 V681P248 .288A
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	HIBBARDS ADD
Legal Block	56
Legal Lot Number	8
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4046
Census Tract	101000

Owner

428 5th St is owned and occupied by two individuals who bought it in July 2021.

Source: Waupaca County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 5TH ST, WAUPACA, WI 54981-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 29, 2020	Personal Representative Deed, Transfer KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVC LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	2021896176
Prior Transfer Date	Jun 8, 2009
Prior Transfer Doc	0000767920
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jul 1, 2021
Property Address	428 5TH ST, WAUPACA, WI 54981-1810
Document Number	896176
Instrument Date	Jun 30, 2021
Instrument	896176
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 5TH ST, WAUPACA, WI 54981-1810

Mortgage

Document Number	896177
Date	Jul 1, 2021
Instrument	896177

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	896178
Date	Jul 1, 2021
Instrument	896178

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2026

October 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAUPACA WI
Recording Date	Oct 29, 2020
Property Address	428 5TH ST, WAUPACA, WI 54981-1810
Document Number	0000887704
Instrument Date	Oct 9, 2020
Instrument	887704
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVC LLC

Transaction

Amount	Amount on Record
Tax	$217.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 S MAIN ST, 202, WAUPACA, WI 54981-1545

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 428 5th St was $2,920 with exemptions applied.

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00	$170,800 Land $24,900 Building $145,900
2023	$2,834.00 (+14.97%)	$170,800 (+61.9%) Land $24,900 Building $145,900	$218,670 (+61.9%) Land $31,878 Building $186,792
2022	$2,465.00	$105,500 Land $17,700 Building $87,800	$135,068 Land $22,660 Building $112,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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