427 5th St, Waupaca, WI 54981 Property Records

Waupaca County property record for 427 5th St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1928
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2022)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-3`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	2,310 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	427 5TH ST
City	WAUPACA
State	WI
Zip	54981-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OL75 & S8RDS OL77 PRES & TRUSTEES PLAT V183P273 V511P660-1 V687P826 V752P233&609 V763P61 V825P206&950 .53A M/L
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	PRES & TRUSTEES PLAT
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4047
Census Tract	101000

Owner

Source: Waupaca County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 5TH ST, WAUPACA, WI 54981-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN HOUSING & ECONOMIC DEV AUTH
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS STATE BANK OF WAUPACA
May 6, 2022	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Mar 3, 2021	Special Warranty Deed, Transfer · Commercial Mortgage F STREET INVESTMENTS LLC
Aug 28, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	2022905933
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 S STATE ST, WAUPACA, WI 54981-1871

Mortgage

Document Number	0000920679
Date	Feb 28, 2024
Instrument	920679

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 RIVER VIEW AVE 64, 64, STEVENS POINT, WI 54481-5147

Mortgage

Document Number	0000916393
Date	Aug 10, 2023
Instrument	916393

Lender

Name	WISCONSIN HOUSING & ECONOMIC DEV AUTH
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000902144
Date	Dec 27, 2021
Instrument	902144

Lender

Name	THE FARMERS STATE BANK OF WAUPACA
Type	Bank
Address	64981

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	May 6, 2022
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Document Number	0000905933
Instrument Date	Apr 26, 2022
Instrument	905933
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 5TH ST, WAUPACA, WI 54981-1809

Mortgage

Document Number	0000905934
Date	May 6, 2022
Instrument	905934

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Mar 3, 2021
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Document Number	0000892038
Instrument Date	Jan 28, 2021
Instrument	892038
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$192.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8370 LONG RD, WATERTOWN, WI 53098-4107

Mortgage

Document Number	0000892039
Date	Mar 3, 2021
Instrument	892039

Lender

Name	F STREET INVESTMENTS LLC
Type	Non-Lending Institution
Address	MILWAUKEE, WI 53233

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAUPACA WI
Recording Date	Aug 28, 2020
Property Address	427 5TH ST, WAUPACA, WI 54981-1809
Document Number	0000885371
Instrument Date	Jul 14, 2020
Instrument	885371
Transaction Type	Foreclosure
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00 (+4.12%)	$217,000 (-) Land $33,400 Building $183,600
2023	$3,613.00 (+59.51%)	$217,000 (+123.48%) Land $33,400 Building $183,600	$277,820 (+123.48%) Land $42,761 Building $235,059
2022	$2,265.00	$97,100 Land $22,500 Building $74,600	$124,314 Land $28,806 Building $95,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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