Ouray County property record for 428 5th Ave, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 3,220 sqft · built 2014 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $384,900 (Nov 2006) |
| Tax Bill | $8,714 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R000892 |
| Primary APN | R000892 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,220 sqft Heated Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Material | Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Garage Area | 956 sqft |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 284 sqft |
| Cooling System | HVAC |
|---|
| Account Number | R000892 |
|---|---|
| Street Address | 428 5TH AVE |
| City | OURAY |
| State | CO |
| Zip | 81427-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SUBD: NORDLANDER SUB LOT: A PT OF 5TH AVE S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | NORDLANDER SUB |
| Legal Lot Number | A |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3083 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 5th Ave is held in a trust since November 2006.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 1811, OURAY, CO 81427-1811 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2006 · Amount on File |
| Deed Sale | Nov 16, 2006 · Amount on File |
| Deed Document Number | 2006193434 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 428 5th Ave was $8,714, up 29.4% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,714.00 (+29.36%) | $130,990 (+20.73%) Land $10,410 Building $120,580 | $2,095,730 (+29.42%) Land $166,490 Building $1,929,240 |
| 2024 | $6,736.00 (+6.9%) | $108,500 (-3.34%) Land $8,040 Building $100,460 | $1,619,320 (-2.41%) Land $119,940 Building $1,499,380 |
| 2023 | $6,301.00 | $112,250 Land $8,310 Building $103,940 | $1,659,320 Land $122,900 Building $1,536,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 5th Ave is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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