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428 5th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 428 5th Ave N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1982
Square Footage1,520 sqft Living Area
Lot Size15,875 sqft (0.364 acres)
GarageAttached, 484 sqft
Last Sale$345,000 (2025)
Tax Bill$3,748.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29700-0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area1,520 sqft Living Area
1st Floor1,520 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1982
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,875 sqft (0.364 acres)
Depth X Width125 ft x 127 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Shed1 Shed
Shed Area96 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address428 5TH AVE N
CityCOLD SPRING
StateMN
Zip56320-1407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK 1 PETERS ADDN AND FRL .14A OF NE4SE4 D/A/F BEG AT NW CORNER LOT 16 PETERS ADDN - N50' E125' - S50' - W125' TO
Legal Range30W
Legal Township123
Legal Section15
Legal SubdivisionPETERS ADD
Legal Block1
Legal Lot Number16
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup3
Census Block3049
Census Tract11302

Owner

Source: Stearns County records · APN 48-29700-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1210 HIGHVIEW DR, ALBANY, MN 56307-9319
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Quit Claim Deed, Transfer
Quitclaim Document
May 04, 2021Quit Claim Deed, Transfer
Quitclaim Document
Jun 19, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Prior SaleJun 10, 2025 · Amount on Record
Deed Doc Number20251694127
Prior Transfer DateFeb 28, 1990
Record RefreshedJun 08, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJun 03, 2021
Property Address428 5TH AVE N, COLD SPRING, MN 56320-1407
Document Number00A1604726
Instrument DateMay 28, 2021
InstrumentA1604726
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address428 5TH AVE N, COLD SPRING, MN 56320-1407

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 04, 2021
Property Address428 5TH AVE N, COLD SPRING, MN 56320-1407
Document Number00A1601772
Instrument DateApr 19, 2021
InstrumentA1601772
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateJun 19, 2019
Property Address428 5TH AVE N, COLD SPRING, MN 56320-1407
Document Number00A1545979
Instrument DateJun 13, 2019
InstrumentA1545979
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 5TH AVE N, COLD SPRING, MN 56320-1407

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,748.00 (+189.64%)
2025$318,300 (+6.99%) Land $42,400 Building $275,900$318,300 (+6.99%) Land $42,400 Building $275,900
2023$1,294.00$297,500 Land $42,400 Building $255,100$297,500 Land $42,400 Building $255,100

Flood & Wildfire

428 5th Ave N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 39th in Minnesota
Wildfire LikelihoodLow — about 1 in 9,091 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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