423 5th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 423 5th Ave N, Cold Spring, MN 56320 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1979
Square Footage1,246 sqft Living Area
Lot Size10,686 sqft (0.245 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2011)
Tax Bill$1,140.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29247-0000

Interior

Bedrooms4 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,246 sqft Living Area
Gross Area1,495 sqft Gross Area
1st Floor1,246 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1979
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,686 sqft (0.245 acres)
Depth X Width137 ft x 78 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area352 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed
Arbor/PergolaArbor/Pergola

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address423 5TH AVE N
CityCOLD SPRING
StateMN
Zip56320-1406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 & N 12' OF LOT 8 BLK 2 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030 BREWERY ADD SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section15
Legal SubdivisionBREWERY ADD
Legal Block2
Legal Lot Number7-8
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup2
Census Block2031
Census Tract11302

Owner

Source: Stearns County records · APN 48-29247-0000

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 5TH AVE N, COLD SPRING, MN 56320-1406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FEDERAL SAVINGS BANK
Mar 05, 2021Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2011 · Amount on Record
Deed SaleSep 22, 2011 · Amount on Record
Prior SaleMar 10, 2006 · Amount on Record
Deed Doc Number2011329785
Last Transfer DateMar 02, 2021
Transfer Doc0000T43795
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 04, 2026
Property Address423 5TH AVE N, COLD SPRING, MN 56320-1406
Document Number0000047039
Instrument DateMar 26, 2026
Instrument202647039
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address423 5TH AVE N, COLD SPRING, MN 56320-1406

Mortgage

Document Number0000047039,
DateMay 04, 2026
Instrument202647039
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMar 05, 2021
Property Address423 5TH AVE N, COLD SPRING, MN 56320-1406
Document Number0000T43795
Instrument DateMar 02, 2021
InstrumentT43795
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address423 5TH AVE N, COLD SPRING, MN 56320-1406

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,140.00 (-62.94%)
2025$241,400 (+9.63%) Land $42,400 Building $199,000$241,400 (+9.63%) Land $42,400 Building $199,000
2023$3,076.00$220,200 Land $42,400 Building $177,800$220,200 Land $42,400 Building $177,800

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