Rensselaer County and Troy City property record for 428 4th St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,694 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Mar 2020) |
| Tax Bill | $3,276 (2026) |
| Deeds & Mortgages | Mar 2020 Sale |
| APN | 381700 112.29-5-2 |
| Primary APN | 381700 112.29-5-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 726 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 256 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 700 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0902280 |
|---|---|
| Street Address | 428 4TH ST |
| City | TROY |
| State | NY |
| Zip | 12180-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU1 |
| Legal Description | 2 STY BK HSE 51-2/194 |
| Legal Block | 5 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40900 |
428 4th St is owned and occupied by two individuals who bought it in March 2020.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 4TH ST, TROY, NY 12180-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on File |
| Deed Sale | Mar 26, 2020 · Amount on File |
| Prior Sale | Jul 14, 2014 · Amount on File |
| Deed Document Number | 2020566500 |
| Deed Book / Page | 9124 / 249 |
| Prior Transfer Date | Jul 23, 2008 |
| Prior Transfer Doc | 0047060000000150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Mar 26, 2020 |
| Property Address | 428 4TH ST, TROY, NY 12180-5325 |
| Document Number | 0000566500 |
| Book / Page | 009124 / 000249 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 566500 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 WASHINGTON PL #4 TROY NY 121804466, 4, TROY, NY 12180-4466 |
The 2026 property tax bill for 428 4th St was $3,276, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,276.00 (-22.07%) | ||
| 2025 | $4,204.00 | $90,000 Land $25,000 Building $65,000 | $154,100 Land $42,806 Building $111,294 |
| 2023 | $90,000 (-) Land $25,000 Building $65,000 | $128,600 (+8.6%) Land $35,722 Building $92,878 | |
| 2022 | $4,077.00 | $90,000 Land $25,000 Building $65,000 | $118,421 Land $32,895 Building $85,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 428 4th St; there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1979–2005) |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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