421 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 421 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,000 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Feb 2022)
Tax Bill	$10,949 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2018 Sale
APN	`381700 112.29-1-15`

Property Details

APN / Parcel Number

Primary APN	`381700 112.29-1-15`
Alternative APN	`0901810`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,000 sqft Total Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,500 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901810
Street Address	421 4TH ST
City	TROY
State	NY
Zip	12180-4921
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Description	2 STY BK HSE 54-17-17A/18
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4000
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 MADISON AVE, 232, NEW YORK, NY 10016-2817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 24, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2022605394
Deed Book / Page	9935 / 109
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 8, 2022
Property Address	421 4TH ST, TROY, NY 12180-4921
Document Number	0099350109
Book / Page	9935 / 109
Instrument Date	Jan 13, 2022
Instrument	2022-605394
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 STEUBEN ST APT 101, 101, ALBANY, NY 12207-2102

Mortgage

Document Number	2022605395
Date	Feb 8, 2022
Instrument	2022-605395

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 24, 2018
Property Address	421 4TH ST, TROY, NY 12180-4921
Document Number	0084940291
Book / Page	008494 / 000291
Instrument Date	Apr 18, 2018
Transaction Type	Transfer
Record Updated	May 14, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	911 CENTRAL AVE ALBANY NY 122061350, ALBANY, NY 12206-1350

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,949.00 (+2.66%)
2025	$10,665.00 (+60.86%)	$133,000 (-) Land $8,800 Building $124,200	$227,700 (+19.84%) Land $15,066 Building $212,634
2023		$133,000 (-) Land $8,800 Building $124,200	$190,000 (+8.57%) Land $12,571 Building $177,429
2022	$6,630.00	$133,000 Land $8,800 Building $124,200	$175,000 Land $11,579 Building $163,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1979–2005)
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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