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  5. 4th Rd

423 4th Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 423 4th Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,024 sqft · built 1973
Lot Size0.181 acres (7,917 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2013)
Tax Bill$2,696 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00476010-000000

Property Details

APN / Parcel Number

Primary APN00476010-000000
Alternative APNs
  • 11613900476010000000
  • 1583138

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area7,917 sqft (0.181 acres)
Garage Area704 sqft
PorchOpen Porch
Porch Area320 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1583138
Old Parcel Number11613900476010000000
Street Address423 4TH RD
CityKEY LARGO
StateFL
Zip33037-4804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 10 LT 13 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR581-621 OR1631-1214 OR2322-2450 OR2597-805D/C OR2597-807 OR2629-887
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block10
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1026
Census Tract972700

Owner

Source: Monroe County records · APN 00476010-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 4TH RD, KEY LARGO, FL 33037-4804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2013 · Amount on Record
Deed SaleMay 16, 2013 · Amount on Record
Prior SaleNov 06, 2012 · Amount on Record
Deed Document Number1933628
Deed Book / Page2629 / 0887
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address423 4TH RD, KEY LARGO, FL 33037-4804
Document Number0030120398
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 4TH RD KEY LARGO FL 330374804, KEY LARGO, FL 33037-4804

Mortgage

Document Number0030120398
DateMar 05, 2020
Book Page003012/000398
Instrument2258809
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 04, 2035

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$285,343 (+5.99%)$602,770 (-0.14%) Land $345,815 Building $256,955
2024$2,696.00 (+5.31%)
2023$2,560.00 (+5.13%) Homeowner's exemption$269,226 (+3%)$603,604 (+13.26%) Land $365,765 Building $237,839
2022$2,435.00 Homeowner's exemption$261,385$532,932 Land $299,263 Building $233,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Based on FCC filings for 178 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Rd

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