Flathead County property record for 428 3rd St W, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,334 (Sep 2026) |
| Tax Bill | $4,219 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0762583 |
| Primary APN | R0762583 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000324350 |
|---|---|
| Street Address | 428 W 3RD ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | GOJENDES TR S122' L13 B2 RESB, S36, T31 N, R22 W, BLOCK 002, LOT 001 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | GOJENDES TR S122' L13 B2 RESB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 402 |
Source: Flathead County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 W 3RD ST, WHITEFISH, MT 59937-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF MONTANA |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | May 15, 2019 |
| Deed Document Number | 202621265 |
| Prior Transfer Date | Apr 9, 2020 |
| Prior Transfer Doc | 0000009547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 23, 2026 |
| Property Address | 428 W 3RD ST, WHITEFISH, MT 59937-3019 |
| Document Number | 0000021265 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202621265 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 W 3RD ST, WHITEFISH, MT 59937-3019 |
| Document Number | 0000021266, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202621266 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 8, 2026 |
| Property Address | 428 W 3RD ST, WHITEFISH, MT 59937-3019 |
| Document Number | 0000013802 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202613802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 230 GLENWOOD RD, WHITEFISH, MT 59937-2122 |
| Document Number | 0000013802, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202613802 |
| Name | BANK OF MONTANA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 5, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 428 3RD ST W, WHITEFISH, MT 59937-3019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800026777 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 201800026777 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 428 3RD ST W, WHITEFISH, MT 59937-3019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000010179 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 202000010179 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 428 3RD ST W, WHITEFISH, MT 59937-3019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800026413 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 201800026413 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2033 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,219.00 (+12.63%) | $603,600 (+10.63%) | |
| 2025 | $603,600 (+10.63%) Land $254,185 Building $349,415 | ||
| 2023 | $3,746.00 | $545,600 | $545,600 Land $140,690 Building $404,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures