Flathead County property record for 427 3rd St W, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 648 sqft · built 1923 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,008 (Apr 2023) |
| Tax Bill | $3,186 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0798091 |
| Primary APN | R0798091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 648 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 648 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000978156 |
|---|---|
| Street Address | 427 W 3RD ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | GOJENDES TR ADD 1 N170' L12 BLK 2 AMD, S36, T31 N, R22 W, LOT B, ASSR# 0000978156 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Subdivision | GOJENDES TR ADD 1 N170' L12 BLK 2 AMD |
| Legal Block | 2 |
| Legal Lot Number | B |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7725 147TH AVE SE, SNOHOMISH, WA 98290-9082 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 20236120 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0000017058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 26, 2023 |
| Property Address | 427 3RD ST W, WHITEFISH, MT 59937-3020 |
| Document Number | 202300006120 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202300006120 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 3RD ST W, WHITEFISH, MT 59937-3020 |
| Document Number | 202300006121 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 202300006121 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 427 3RD ST W, WHITEFISH, MT 59937-3020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100032534 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 202100032534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 427 3RD ST W, WHITEFISH, MT 59937-3020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000011414 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 202000011414 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 11, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 30, 2017 |
| Property Address | 427 3RD ST W, WHITEFISH, MT 59937-3020 |
| Document Number | 201700013518 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 201700013518 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 3RD ST W, WHITEFISH, MT 59937-3015 |
| Investor | Possibly a Property Investor |
| Document Number | 201700013519 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 201700013519 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,186.00 (+0.25%) | $455,800 (-1.51%) | |
| 2025 | $455,800 (-1.51%) Land $256,225 Building $199,575 | ||
| 2023 | $3,178.00 | $462,800 | $462,800 Land $147,650 Building $315,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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