Ocean County and Berkeley Township property record for 428 3rd Ave, Toms River, NJ 08757
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $551,375 (Apr 2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00025-01-00018 |
| Primary APN | 06-00025-01-00018 |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 428 3RD AVE |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08757-4827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | .28AC |
| Legal Subdivision | MANITOU PK PH IV |
| Legal Block | 25.1 |
| Legal Lot Number | 18 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 731205 |
428 3rd Ave is owned by a company that bought it in April 2025.
Source: Ocean County and Berkeley Township records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7 ANDOVER RD, JACKSON, NJ 08527-1376 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE |
| Apr 22, 2025 | Deed, Transfer · Commercial Mortgage COMMERICAL LOAN FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on File |
| Deed Sale | Apr 22, 2025 · Amount on File |
| Deed Document Number | 202529764 |
| Deed Book / Page | 19988 / 627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 5, 2026 |
| Property Address | 428 3RD AVE, TOMS RIVER, NJ 08757-4827 |
| Document Number | 0000035085 |
| Book / Page | 20363 / 1485 |
| Instrument Date | May 5, 2026 |
| Instrument | 202635085 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 7 ANDOVER RD, JACKSON, NJ 08527-1376 |
| Document Number | 0000035085, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 20363/1485 |
| Instrument | 202635085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 22, 2025 |
| Property Address | 428 3RD AVE, TOMS RIVER, NJ 08757-4827 |
| Document Number | 0199880627 |
| Book / Page | 19988 / 627 |
| Instrument Date | Apr 16, 2025 |
| Instrument | 2025029764 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | UNKNOWN, NEXTGEN ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,670.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 HOOPER AVE STE 204, 204, TOMS RIVER, NJ 08753-7782 |
| Name | Verified Name |
|---|---|
| Address | 7 ANDOVER CT, TOMS RIVER, NJ 08757-6501 |
| Document Number | 2025029765 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 2025029765 |
| Name | COMMERICAL LOAN FUNDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $264,400 (+345.87%) Land $59,300 Building $205,100 | $264,400 (+345.87%) Land $59,300 Building $205,100 |
| 2025 | $59,300 Land $59,300 | $59,300 Land $59,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 428 3rd Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1992–2012) |
| Claims Outside the SFHA | 6 of 15 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 3rd Ave is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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