Hamilton County property record for 4278 Saint Cloud Way, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,102 sqft · built 2005 |
| Lot Size | 0.265 acres (11,539 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $560,000 (May 2026) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0110-0339-00 |
| Primary APN | 570-0110-0339-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,102 sqft Living Area |
| Gross Area | 4,466 sqft |
| 1st Floor Area | 2,002 sqft |
| Basement Area | 2,002 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 11,539 sqft (0.265 acres) |
| Lot Dimensions | 163 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 200 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4278 SAINT CLOUD WAY |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ES ST CLOUD WAY 0.2649 AC PT LOT 67 BRIDGESTONE SANCTUARY AT BIDDLE ESTATES SUB |
| Legal Subdivision | BRIDGESTONE SANCTUARY AT BIDDLE ESTATE |
| Legal Lot Number | 67 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 27, 2026 | Affidavit of Death of Trustee, Transfer |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION |
| Apr 19, 2023 | Intrafamily Transfer, Transfer |
| Apr 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Oct 5, 2006 · Amount on Record |
| Deed Document Number | 202641483 |
| Deed Book / Page | 15674 / 2056 |
| Prior Transfer Date | Mar 19, 2018 |
| Prior Transfer Doc | 0000025185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 27, 2026 |
| Property Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Number | 0000041482 |
| Book / Page | 15674 / 2053 |
| Instrument Date | May 20, 2026 |
| Instrument | 202641482 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 27, 2026 |
| Property Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Number | 0000041483 |
| Book / Page | 15674 / 2056 |
| Instrument Date | May 18, 2026 |
| Instrument | 202641483 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,120.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Number | 0000041484, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 15674/2058 |
| Instrument | 202641484 |
| Name | KEMBA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Number | 0000026345 |
| Book / Page | 14898 / 1332 |
| Map Reference | MB 343 PG 90-93 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023-0026345 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
| Document Number | 0000026426 |
| Book / Page | 14898 / 1879 |
| Map Reference | MB 343 PG 90-93 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023-0026426 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4278 SAINT CLOUD WAY, CLEVES, OH 45002-2318 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,526.00 (+12.58%) Homeowner's exemption | $134,628 (-) Land $21,000 Building $113,628 | $384,650 (-) Land $60,000 Building $324,650 |
| 2024 | $5,797.00 (-0.84%) Homeowner's exemption | $134,628 (-) Land $21,000 Building $113,628 | |
| 2023 | $5,846.00 (-9.63%) Homeowner's exemption | $134,628 (+14.64%) Land $21,000 Building $113,628 | $384,650 (+14.64%) Land $60,000 Building $324,650 |
| 2022 | $6,469.00 Homeowner's exemption | $117,432 Land $21,420 Building $96,012 | |
| 2020 | $335,520 Land $61,200 Building $274,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1978–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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