4270 Saint Cloud Way, Cleves, OH 45002 Property Records

Hamilton County property record for 4270 Saint Cloud Way, Cleves, OH 45002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,919 sqft · built 2002
Lot Size	0.242 acres (10,585 sqft)
Owner	Owner Name on Record
Last Sale	$373,800 (Sep 2002)
Tax Bill	$6,308 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0110-0340-00`

Property Details

APN / Parcel Number

Primary APN	`570-0110-0340-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Basement Area	1,919 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,585 sqft (0.242 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	281 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4270 SAINT CLOUD WAY
City	CLEVES
State	OH
Zip	45002-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES ST CLOUD WY 0.2432 AC PT LOT 68 BRIDGESTONE SANCTUARY AT BIDDLE ESTATES SUB-ABATEMEN
Legal Subdivision	BRIDGESTONE SANCTUARY AT BIDDLE ESTATES
Legal Lot Number	68
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4000
Census Tract	20403

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4270 SAINT CLOUD WAY, CLEVES, OH 45002-2318
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2002 · Amount on Record
Deed Sale	Sep 20, 2002 · Amount on Record
Prior Sale	Aug 19, 2002 · Amount on Record
Deed Document Number	02-189114
Deed Book / Page	9032 / 00512
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4270 SAINT CLOUD WAY, CLEVES, OH 45002-2318
Document Number	0000084447
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 SAINT CLOUD WAY CLEVES OH 450022318, CLEVES, OH 45002-2318

Mortgage

Document Number	0000084447
Date	Aug 24, 2020
Book Page	014238/001846
Instrument	84447

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,308.00 (+12.58%) Homeowner's exemption	$130,463 (-) Land $21,000 Building $109,463
2024	$5,603.00 (-0.87%) Homeowner's exemption	$130,463 (-) Land $21,000 Building $109,463
2023	$5,652.00 (-15.86%) Homeowner's exemption	$130,463 (+7.28%) Land $21,000 Building $109,463	$372,750 (+7.28%) Land $60,000 Building $312,750
2022	$6,717.00 Homeowner's exemption	$121,615 Land $21,420 Building $100,195
2020			$347,470 Land $61,200 Building $286,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1978–2005)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20