Polk County property record for 4278 Roberta Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,851 sqft · built 2019 |
| Lot Size | 0.229 acres (9,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,490 (Jul 2019) |
| Tax Bill | $2,961 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-15-537004-000480 |
| Primary APN | 26-28-15-537004-000480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,984 sqft (0.229 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 104 sqft |
| Street Address | 4278 ROBERTA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUCKEYE RIDGE PB 145 PG 47-49 LOT 48 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | BUCKEYE RIDGE |
| Legal Tract | 537004 |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4278 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 19, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Apr 17, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 2019150963 |
| Deed Book / Page | 10912 / 922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4278 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4278 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0000280155 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 11955/1462 |
| Instrument | 2021280155 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 4278 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0109120922 |
| Book / Page | 010912 / 000922 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 150963 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4278 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374 |
| Document Number | 109120923 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 010912/000923 |
| Instrument | 150964 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 4278 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0108130640 |
| Book / Page | 010813 / 000640 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 78467 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,013.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,631 (+2.7%) | $254,216 (+0.26%) Land $44,000 Building $210,216 | |
| 2025 | $2,961.00 (+6.05%) Homeowner's exemption | $199,251 (+5.99%) | $253,565 (-5.67%) Land $44,000 Building $209,565 |
| 2023 | $2,792.00 (+2.91%) Homeowner's exemption | $187,996 (+3%) | $268,803 (+13.4%) Land $42,000 Building $226,803 |
| 2022 | $2,713.00 Homeowner's exemption | $182,520 | $237,043 Land $33,000 Building $204,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures