Polk County property record for 4270 Roberta Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,851 sqft · built 2019 |
| Lot Size | 0.18 acres (7,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,990 (Sep 2019) |
| Tax Bill | $2,961 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-15-537004-000460 |
| Primary APN | 26-28-15-537004-000460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,819 sqft (0.18 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 104 sqft |
| Street Address | 4270 ROBERTA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUCKEYE RIDGE PB 145 PG 47-49 LOT 46 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | BUCKEYE RIDGE |
| Legal Tract | 537004 |
| Legal Block | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13702 |
4270 Roberta Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4270 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Sep 25, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE FIRM |
| Apr 17, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on File |
| Deed Sale | Sep 25, 2019 · Amount on File |
| Prior Sale | Apr 17, 2019 · Amount on File |
| Deed Document Number | 2019202980 |
| Deed Book / Page | 10984 / 1828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4270 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4270 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0000108424 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 12219/755 |
| Instrument | 2022108424 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HURST, TX 76053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 25, 2019 |
| Property Address | 4270 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0109841828 |
| Book / Page | 010984 / 001828 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 202980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4270 ROBERTA DR WINTER HAVEN FL 338814374, WINTER HAVEN, FL 33881-4374 |
| Document Number | 109841829 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 010984/001829 |
| Instrument | 202981 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 4270 ROBERTA DR, WINTER HAVEN, FL 33881-4374 |
| Document Number | 0108130640 |
| Book / Page | 010813 / 000640 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 78467 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,013.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149 |
The 2025 property tax bill for 4270 Roberta Dr was $2,961 with a homeowner's exemption, up 3.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,631 (+2.7%) | $254,403 (+0.26%) Land $44,000 Building $210,403 | |
| 2025 | $2,961.00 (+3.17%) Homeowner's exemption | $199,251 | $253,748 Land $44,000 Building $209,748 |
| 2024 | $2,870.00 (+2.79%) | ||
| 2023 | $2,792.00 (+2.91%) Homeowner's exemption | $187,996 (+3%) | $268,994 (+13.82%) Land $42,000 Building $226,994 |
| 2022 | $2,713.00 Homeowner's exemption | $182,520 | $236,329 Land $33,000 Building $203,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4270 Roberta Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4270 Roberta Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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