4278 Queen Ct, Waldorf, MD 20602 Property Records

Charles County property record for 4278 Queen Ct, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	1 ba · 1,040 sqft · built 1976
Lot Size	0.13 acres (5,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2006)
Tax Bill	$7,192 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-080782`

Property Details

APN / Parcel Number

Primary APN	`06-080782`
Alternative APNs	`6080782` `080782`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	540 sqft
Utility Area	44 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,677 sqft (0.13 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	080782
Street Address	4278 QUEEN CT
City	WALDORF
State	MD
Zip	20602-1503
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L-48-A B-84 S-VII DUPLEX ST CHARLES SUB-BANNISTER
Legal Subdivision	ST CHARLES SUB-BANNISTER
Legal Block	84
Legal Lot Number	48A
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3003
Census Tract	850906

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4278 QUEEN CT, WALDORF, MD 20602-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2006 · Amount on Record
Deed Sale	Dec 12, 2006 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	2006321606
Deed Book / Page	6122 / 413
Last Transfer Date	Jul 2, 2021
Transfer Doc	0127660303
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Nov 9, 2022
Property Address	4278 QUEEN CT, WALDORF, MD 20602-1503
Document Number	0127660303
Book / Page	12766 / 303
Map Reference	MB PCM 22 PG 198
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0012766307
Date	Nov 9, 2022
Instrument	12766/307

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,167 (+4.12%)	$237,200 (-) Land $95,000 Building $142,200
2025	$7,192.00 (+150.33%)	$219,133 (+12.76%)	$237,200 (+12.9%) Land $95,000 Building $142,200
2023	$2,873.00	$194,333	$210,100 Land $90,000 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250