Charles County property record for 4277 Queen Ct, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,020 sqft · built 1976 |
| Lot Size | 0.081 acres (3,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Jul 2021) |
| Tax Bill | $3,725 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-080898 |
| Primary APN | 06-080898 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,100 sqft |
| 1st Floor Area | 520 sqft |
| Utility Area | 44 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,544 sqft (0.081 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 080898 |
|---|---|
| Street Address | 4277 QUEEN CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1503 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | L-57-A B-84 S-VII DUPLEX ST CHARLES SUB-BANNISTER |
| Legal Subdivision | ST CHARLES SUB-BANNISTER |
| Legal Block | 84 |
| Legal Lot Number | 57A |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850906 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SERVICES |
| Feb 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 26, 2021 | Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| May 13, 2021 | Deed, Transfer · Construction Mortgage ACCOUNT 200257517 IRA |
| Jun 12, 2020 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Apr 30, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Mar 8, 2017 | Grant Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on File |
| Deed Sale | Jul 26, 2021 · Amount on File |
| Prior Sale | May 13, 2021 · Amount on File |
| Deed Book / Page | 11963 / 425 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0111080347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 31, 2026 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 1416000076 |
| Book / Page | 14162 / 76 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 1416000076, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 14162/76 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0123860166 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 12386/166 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 26, 2021 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0119630425 |
| Book / Page | 11963 / 425 |
| Map Reference | MB 22 FO 198 |
| Instrument Date | Jul 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CALVERT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,927.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0011963432 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 11963/432 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Number | 0119630452 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 11963/452 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 13, 2021 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0118190379 |
| Book / Page | 11819 / 379 |
| Map Reference | MB 22 FO 198 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 PINE ST, 1000, PHILADELPHIA, PA 19107-6007 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6955 LOST RIVER PL, HUGHESVILLE, MD 20637-2427 |
| Document Number | 0118190386 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 11819/386 |
| Name | ACCOUNT 200257517 IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | GAITHERSBURG, MD 20878 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 12, 2020 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0111770065 |
| Book / Page | 011177 / 000065 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 30, 2020 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0111080347 |
| Book / Page | 011108 / 000347 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $152.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4277 QUEEN CT WALDORF MD 206021503, WALDORF, MD 20602-1503 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 8, 2017 |
| Property Address | 4277 QUEEN CT, WALDORF, MD 20602-1503 |
| Document Number | 0097570247 |
| Book / Page | 009757 / 000247 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4277 QUEEN CT WALDORF MD 206021503, WALDORF, MD 20602-1503 |
| Document Number | 97570253 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 009757/000253 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,700 (+4.22%) | $277,500 (-) Land $95,000 Building $182,500 | |
| 2025 | $3,725.00 (+13.91%) | $255,900 (+13.41%) | $277,500 (+13.22%) Land $95,000 Building $182,500 |
| 2023 | $3,270.00 | $225,633 | $245,100 Land $90,000 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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