Clermont County property record for 4278 N Gensen Loop, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,201 sqft · built 2006 |
| Lot Size | 0.088 acres (3,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2018) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15D-169 |
| Primary APN | 41-32-15D-169 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,816 sqft (0.088 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 143 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4278 N GENSEN LOOP |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETHERBY FARMS; SECTION 2 LOT 111; SEE 413215D169T FOR TIF |
| Legal Subdivision | WETHERBY FARMS |
| Legal Lot Number | 111 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 41305 |
Source: Clermont County records · APN 41-32-15D-169
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 01, 2023 | Transfer on Death Deed, Transfer |
| Oct 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Prior Sale | Feb 17, 2011 · Amount on Record |
| Deed Document Number | 201823212 |
| Deed Book / Page | 2794 / 1393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000032110 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 2896/4703 |
| Instrument | 202100032110 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 01, 2023 |
| Property Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Document Number | 0000003323 |
| Book / Page | 2939 / 2601 |
| Map Reference | MB 12 PG 297-299 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 202300003323 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Name | Verified Name |
|---|---|
| Address | 3745 REDTHOME DR, AMELIA, OH 45102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 12, 2018 |
| Property Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Document Number | 0000023212 |
| Book / Page | 2794 / 1393 |
| Map Reference | MB 12 PG 297-299 |
| Instrument Date | Oct 05, 2018 |
| Instrument | 201800023212 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | LAWYERS TITLE OF CINCINNATI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4278 N GENSEN LOOP, CINCINNATI, OH 45245-7005 |
| Document Number | 0000023213 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 201800023213 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (-15.37%) | $350 (-) Land $350 | |
| 2024 | $1,958.00 (-49.63%) Homeowner's exemption | $350 (-) Land $350 | $1,000 (-) Land $1,000 |
| 2023 | $3,887.00 (+19,335%) Homeowner's exemption | $350 (-) Land $350 | $1,000 (-) Land $1,000 |
| 2022 | $20.00 Homeowner's exemption | $350 Land $350 | |
| 2020 | $1,000 Land $1,000 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 364 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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