Clermont County property record for 4277 N Gensen Loop, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,238 sqft · built 2007 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Jul 2024) |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15D-130 |
| Primary APN | 41-32-15D-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,148 sqft (0.164 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4277 N GENSEN LOOP |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETHERBY FARMS; SECTION 2 LOT 72; SEE 413215D130T FOR TIF |
| Legal Subdivision | WETHERBY FARMS |
| Legal Lot Number | 72 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41305 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4277 N GENSEN LOOP, CINCINNATI, OH 45245-7006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Document Number | 202413609 |
| Deed Book / Page | 2972 / 3267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 23, 2024 |
| Property Address | 4277 N GENSEN LOOP, CINCINNATI, OH 45245-7006 |
| Document Number | 0000013609 |
| Book / Page | 2972 / 3267 |
| Map Reference | MB 12 PG 297-299 |
| Instrument Date | Jul 18, 2024 |
| Instrument | 202400013609 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4277 N GENSEN LOOP, CINCINNATI, OH 45245-7006 |
| Document Number | 0000013610 |
|---|---|
| Date | Jul 23, 2024 |
| Instrument | 202400013610 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4277 N GENSEN LOOP, CINCINNATI, OH 45245-7006 |
| Document Number | 0000027646 |
| Book / Page | 002741 / 002245 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4277 N GENSEN LOOP CINCINNATI OH 452457006, CINCINNATI, OH 45245-7006 |
| Document Number | 0000027646 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 002741/002245 |
| Instrument | 27646 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.09% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,210.00 (-6.44%) | $670 (-) Land $670 | |
| 2024 | $2,362.00 (-49.71%) Homeowner's exemption | $670 (-) Land $670 | $1,900 (-) Land $1,900 |
| 2023 | $4,697.00 (+11,943.59%) Homeowner's exemption | $670 (-) Land $670 | $1,900 (-) Land $1,900 |
| 2022 | $39.00 Homeowner's exemption | $670 Land $670 | |
| 2020 | $1,900 Land $1,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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