4278 Misty Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4278 Misty Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1978
Lot Size	0.93 acres (4,030 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Mar 2017)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-212-15-00`

Property Details

APN / Parcel Number

Primary APN	`168-212-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,030 sqft (0.93 acres)
Lot Dimensions	79 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4278 MISTY LN
City	OCEANSIDE
State	CA
Zip	92056-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 220 TR 008462
Legal Subdivision	OCEANSIDE MANOR
Legal Tract	008462
Legal Block	1
Legal Lot Number	220
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4278 MISTY LN, OCEANSIDE, CA 92056-4713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LNDG
Mar 10, 2017	Grant Deed, Transfer · Conventional Mortgage PACIFIC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	2017111776
Last Transfer Date	Dec 28, 2023
Transfer Doc	0000036004
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2024
Property Address	4278 MISTY LN, OCEANSIDE, CA 92056-4713
Document Number	0000036004
Map Reference	MAP 8462
Instrument Date	Dec 28, 2023
Instrument	2024-0036004
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4278 MISTY LN, OCEANSIDE, CA 92056-4713

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4278 MISTY LN, OCEANSIDE, CA 92056-4713
Document Number	0000389180
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 MISTY LN OCEANSIDE CA 920564713, OCEANSIDE, CA 92056-4713

Mortgage

Document Number	0000389180
Date	Jul 20, 2020
Instrument	389180

Lender

Name	PACIFIC LNDG
Address	ONTARIO, CA 91764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2017
Property Address	4278 MISTY LN, OCEANSIDE, CA 92056-4713
Document Number	0000111776
Instrument Date	Feb 21, 2017
Instrument	111776
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 MISTY LN OCEANSIDE CA 920564713, OCEANSIDE, CA 92056-4713

Mortgage

Document Number	111777
Date	Mar 10, 2017
Instrument	111777

Lender

Name	PACIFIC LNDG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,620 (+2%) Land $290,284 Building $139,336
2025	$4,718.00 (+8.73%) Homeowner's exemption	$421,197 (+4.04%) Land $284,593 Building $136,604
2023	$4,339.00 (+0.3%) Homeowner's exemption	$404,843 Land $273,543 Building $131,300
2022	$4,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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