San Diego County property record for 4271 Misty Ln, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,417 sqft · built 1978 |
| Lot Size | 0.92 acres (4,022 sqft) |
| Owner | Company Name on File |
| Last Sale | $403,000 (Mar 2017) |
| Tax Bill | $1,095 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-212-20-00 |
| Primary APN | 168-212-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,022 sqft (0.92 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4271 MISTY LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 215 TR 008462 |
| Legal Subdivision | OCEANSIDE MANOR |
| Legal Tract | 008462 |
| Legal Block | 1 |
| Legal Lot Number | 215 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 19805 |
Source: San Diego County records · APN 168-212-20-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 21, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 09, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Sep 06, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 29, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Deed Document Number | 2017141682 |
| Last Transfer Date | Mar 08, 2022 |
| Transfer Doc | 0000122871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2022 |
| Property Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000122871 |
| Map Reference | MAP 8462 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 2022-0122871 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000122872 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0122872 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 883 Months |
| Due | Oct 28, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.14% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000540280 |
| Instrument Date | Nov 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | AMERICAN ADVISORS GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4271 MISTY LN OCEANSIDE CA 920564713, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000540280 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 540280 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 06, 2017 |
| Property Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000408717 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 408717 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4271 MISTY LN OCEANSIDE CA 920564713, OCEANSIDE, CA 92056-4713 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2017 |
| Property Address | 4271 MISTY LN, OCEANSIDE, CA 92056-4713 |
| Document Number | 0000141682 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 141682 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4271 MISTY LN OCEANSIDE CA 920564713, OCEANSIDE, CA 92056-4713 |
| Document Number | 141683 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 141683 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $102,490 (+2%) Land $24,238 Building $78,252 | |
| 2025 | $1,095.00 (+6.1%) Homeowner's exemption | $100,481 (+4.04%) Land $23,763 Building $76,718 |
| 2024 | $1,032.00 (+2.69%) | |
| 2023 | $1,005.00 (+0.4%) Homeowner's exemption | $96,582 Land $22,842 Building $73,740 |
| 2022 | $1,001.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 92 condo units |
| Nearby Flood Claims | 3 (1993–2025) |
| Most Recent Claim | Mar 2025 · other causes |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 735 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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