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4278 Beachside Two Dr, #278, Miramar Beach, FL 32550 Property Records

Walton County property record for 4278 Beachside Two Dr, #278, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.008 acres (346 sqft)
Owner2 Company Names on Record
Last Sale$640,000 (Jun 2025)
Tax Bill$4,799 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-2S-21-42410-000-0278

Property Details

APN / Parcel Number

Primary APN34-2S-21-42410-000-0278
Alternative APNs
  • 34-221-42410-000-0278
  • 1077095

Exterior

Architectural StyleCondo/Apartment
Lot Area346 sqft (0.008 acres)

Location & Zoning

Street Address4278 BEACHSIDE TWO DR, 278
CityMIRAMAR BEACH
StateFL
Zip32550-4226
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 278 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS OR 299-704 OR 2676-2782 OR 2891-787 OR 3362-2357
Legal Range021
Legal Township02S
Legal Section34
Legal SubdivisionBEACHSIDE CONDO II
Legal Block2
Legal Lot Number278
Legal Unit278
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1037 WILLIAMSBURG ST, WESTMONT, IL 60559-1043
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleJun 23, 2005 · Amount on Record
Deed Document Number202522130
Deed Book / Page3362 / 2357
Last Transfer DateApr 10, 2026
Transfer Doc0033943323
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateApr 16, 2026
Property Address4278 BEACHSIDE TWO DR, 278, MIRAMAR BEACH, FL 32550-4226
Document Number0033943323
Book / Page3394 / 3323
Instrument DateApr 10, 2026
Instrument202614972
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySETCO SERVICES LLC, SETCO SERVICES

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1037 WILLIAMSBURG ST, WESTMONT, IL 60559-1043

Mortgage

Document Number0000014974,
DateApr 16, 2026
Book Page3394/3329
Instrument202614974
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,799.00 (-4.21%)$531,148 (-7.18%) Building $531,148$531,148 (-7.18%) Building $531,148
2024$5,010.00 (+5.45%)
2023$4,751.00 (+7.76%)$572,216 (+1%) Building $572,216$572,216 (+1%) Building $572,216
2022$4,409.00$520,196 Building $520,196$520,196 Building $520,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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