4276 Beachside Two Dr, #276, Miramar Beach, FL 32550 Property Records

Walton County property record for 4276 Beachside Two Dr, #276, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.007 acres (346 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Dec 2022)
Tax Bill	$11,255 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42410-000-0276`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42410-000-0276`
Alternative APN	`1077093`

Exterior

Lot Area	346 sqft (0.007 acres)

Location & Zoning

Account Number	1077093
Street Address	4276 BEACHSIDE TWO DR # 276, 276
City	MIRAMAR BEACH
State	FL
Zip	32550-4226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 276 BEACHSIDE II AND AN UNDIV INT IN COMMON ELEMENTS AS RECD IN OR 299-704 OR 1457-281 OR 2886-281 OR 3194-4090
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	AS RECD IN OR
Legal Lot Number	276
Legal Unit	276
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	188 SHORE DR, MIRAMAR BEACH, FL 32550-8254
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Apr 27, 2021	Warranty Deed, Transfer · Line of Credit FIRST PORT CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20220052505
Deed Book / Page	3274 / 4757
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 7, 2022
Property Address	4276 BEACHSIDE TWO DR # 276, 276, MIRAMAR BEACH, FL 32550-4226
Document Number	0032744757
Book / Page	3274 / 4757
Map Reference	MB 299 PG 704
Instrument Date	Dec 5, 2022
Instrument	20220052505
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 40504, LEESBURG, GA 31763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SHORE DR, MIRAMAR BEACH, FL 32550-8254

Mortgage

Document Number	0032744761
Date	Dec 7, 2022
Instrument	3274/4761

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.74%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 27, 2021
Property Address	4276 BEACHSIDE TWO DR # 276, 276, MIRAMAR BEACH, FL 32550-4226
Document Number	0031944090
Book / Page	3194 / 4090
Map Reference	MB 299 PG 704
Instrument Date	Apr 23, 2021
Instrument	20210020483
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6820, SPRINGDALE, AR 72766-6820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 70504, LEESBURG, GA 31763

Mortgage

Document Number	0031944092
Date	Apr 27, 2021
Instrument	3194/4092

Lender

Name	FIRST PORT CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2041

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,143,776 (-7.18%) Building $1,143,776	$1,143,776 (-7.18%) Building $1,143,776
2024	$11,255.00 (+0.53%)
2023	$11,196.00 (+7.85%)	$1,232,212 (+1%) Building $1,232,212	$1,232,212 (+1%) Building $1,232,212
2022	$10,381.00	$1,120,193 Building $1,120,193	$1,120,193 Building $1,120,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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