4276 SE Rainbows End, Stuart, FL 34997 Property Records

Martin County property record for 4276 SE Rainbows End, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,889 sqft · built 1990
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2015)
Tax Bill	$5,802 (2024)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-500-000-0012.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-500-000-0012.0-1-0000`
Alternative APNs	`49-38-41-500-000-00120-1` `39831`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,889 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	2,889 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,255 sqft (0.465 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4276 SE RAINBOWS END
City	STUART
State	FL
Zip	34997-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW COVE LOT 12
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	RAINBOW COVE
Legal Block	1
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4276 SE RAINBOWS END, STUART, FL 34997-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage CAPITAL CORPORATION
May 16, 2023	Deed of Trust, Mortgage · VA Mortgage CHOICE MORTGAGE BANK
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage PS FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 5, 2015 · Amount on Record
Deed Sale	May 5, 2015 · Amount on Record
Prior Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	20152513056
Deed Book / Page	2781 / 2084
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	0020822436
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Jun 30, 2026
Property Address	4276 SE RAINBOWS END, STUART, FL 34997-2470
Document Number	0003193471
Book / Page	3576 / 1200
Instrument Date	Jun 24, 2026
Instrument	20263193471
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 SE RAINBOWS END, STUART, FL 34997-2470

Mortgage

Document Number	0003193471,
Date	Jun 30, 2026
Book Page	3576/1200
Instrument	20263193471

Lender

Name	CAPITAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4276 SE RAINBOWS END, STUART, FL 34997-2470
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 SE RAINBOWS END, STUART, FL 34997-2470

Mortgage

Document Number	0033750069
Date	May 16, 2023
Book Page	3375/69
Instrument	3016465

Lender

Name	CHOICE MORTGAGE BANK
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4276 SE RAINBOWS END, STUART, FL 34997-2470
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 SE RAINBOWS END, STUART, FL 34997-2470

Mortgage

Document Number	0032042758
Date	Mar 10, 2021
Book Page	3204/2758
Instrument	2873497

Lender

Name	PS FINANCIAL SERVICES LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33156

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,296 (+5.99%)	$618,550 (+0.41%) Land $225,000 Building $393,550
2024	$5,802.00 (+2.02%)
2023	$5,687.00 (+3.61%) Additional exemption filed	$356,928 (+3%)	$616,040 (+27.38%) Land $225,000 Building $391,040
2022	$5,489.00 Homeowner's exemption	$346,533	$483,630 Land $200,000 Building $283,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, TPC ACC Acquisition.

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