4244 SE Rainbows End, Stuart, FL 34997 Property Records

Martin County property record for 4244 SE Rainbows End, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 1997
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Sep 2017)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`49-38-41-500-000-0016.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-500-000-0016.0-2-0000`
Alternative APNs	`49-38-41-500-000-00160-2` `39835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	2,006 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39835
Street Address	4244 SE RAINBOWS END
City	STUART
State	FL
Zip	34997-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RAINBOW COVE LOT 16
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	RAINBOW COVE
Legal Block	1
Legal Lot Number	16
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4244 SE RAINBOWS END, STUART, FL 34997-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Jun 17, 2010 · Amount on Record
Deed Document Number	20172657203
Deed Book / Page	2950 / 2189
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4244 SE RAINBOWS END, STUART, FL 34997-2470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4244 SE RAINBOWS END, STUART, FL 34997-2470

Mortgage

Document Number	0031640115
Date	Oct 7, 2020
Book Page	3164/115
Instrument	2842234

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 29, 2017
Property Address	4244 SE RAINBOWS END, STUART, FL 34997-2470
Document Number	0029502189
Book / Page	02950 / 2189
Map Reference	MB11 PG70
Instrument Date	Sep 29, 2017
Instrument	2657203
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 CAMPOS DR, 1717, THE VILLAGES, FL 32162-9582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4244 SE RAINBOWS END, STUART, FL 34997-2470

Mortgage

Document Number	0002657204
Date	Sep 29, 2017
Instrument	2657204

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,945.00 (-0.6%) Additional exemption filed	$326,524 (+5.99%)	$589,980 (+2.46%) Land $225,000 Building $364,980
2024	$4,975.00 (+2.09%)
2023	$4,873.00 (+3.7%) Additional exemption filed	$308,080 (+3%)	$575,800 (+26.69%) Land $225,000 Building $350,800
2022	$4,699.00 Homeowner's exemption	$299,107	$454,490 Land $200,000 Building $254,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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