DeSoto County property record for 4274 Ritchie Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,984 sqft · built 2007 |
| Lot Size | 0.227 acres (9,889 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,228 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-11-13-0-00126-00 |
| Primary APN | 2-06-1-11-13-0-00126-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,889 sqft (0.227 acres) |
| Lot Dimensions | 113 ft deep x 85 ft wide |
| Patio Area | 133 sqft |
| Street Address | 4274 RITCHIE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-6745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BETHEL PARK LOT 126 |
| Legal Range | 06 |
| Legal Township | 02 |
| Legal Section | 11 |
| Legal Subdivision | BETHEL PARK |
| Legal Lot Number | 126 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 70721 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Nov 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jun 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 |
| Deed Sale | Jun 20, 2018 |
| Deed Document Number | W00859-00237 |
| Deed Book / Page | 859 / 237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004561/192 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 4561/192 |
| Instrument | T04561-00192 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Document Number | 005393/255 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 5393/255 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 20, 2018 |
| Property Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Document Number | 000859/237 |
| Book / Page | 859 / 237 |
| Map Reference | PB 97 PG 34-37 |
| Instrument Date | Jun 15, 2018 |
| Instrument | W00859-00237 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4230 WETHERSBY DR, 4230, MEMPHIS, TN 38125-3977 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4274 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Investor | Possibly a Property Investor |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,228.00 (+13.85%) | $19,250 (+34.2%) Land $3,500 Building $15,750 | $192,502 (+34.21%) Land $35,000 Building $157,502 |
| 2023 | $1,957.00 | $14,344 | $143,438 Land $35,000 Building $108,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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