4271 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4271 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,080 sqft · built 1890
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2019)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196-0023-0233-00`

Property Details

APN / Parcel Number

Primary APN	`196-0023-0233-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,080 sqft Finished Area
1st Floor Area	1,160 sqft
2nd Floor Area	920 sqft
Attic	Attic
Attic Area	920 sqft
Basement Area	1,160 sqft

Exterior

Year Built	Built 1890
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 201 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4271 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	4271 FERGUS ST 50 X 100 IRR SWC FERGUS & PULLAN
Legal Subdivision	SWC FERGUS & PULLAN
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4271 FERGUS ST, CINCINNATI, OH 45223-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Dec 26, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH SIDE BANK AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jun 14, 2012 · Amount on Record
Deed Document Number	0000114207
Deed Book / Page	14071 / 00325
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4271 FERGUS ST, CINCINNATI, OH 45223-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066192
Date	Jul 21, 2017
Instrument	17-0066192

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 26, 2019
Property Address	4271 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000114207
Book / Page	14071 / 00325
Instrument Date	Dec 16, 2019
Instrument	2019-0114207
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CAMBRIDGE LAND TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4271 FERGUS ST, CINCINNATI, OH 45223-2103

Mortgage

Document Number	0000114208
Date	Dec 26, 2019
Instrument	2019-0114208

Lender

Name	NORTH SIDE BANK AND TRUST
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,243.00 (+2.1%)	$83,552 (-) Land $28,567 Building $54,985
2024	$5,135.00 (-1.52%)	$83,552 (-) Land $28,567 Building $54,985
2023	$5,214.00 (-14.4%)	$83,552 (-4.51%) Land $28,567 Building $54,985	$238,720 (-4.51%) Land $81,620 Building $157,100
2022	$6,091.00 Homeowner's exemption	$87,500 Land $14,812 Building $72,688
2020			$250,000 Land $42,320 Building $207,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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