4266 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4266 Fergus St, Cincinnati, OH 45223 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,457 sqft · built 1890
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2017)
Tax Bill	$4,818 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-0020-0132-00`

Property Details

APN / Parcel Number

Primary APN	`221-0020-0132-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,457 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	512 sqft
Basement Area	512 sqft

Exterior

Year Built	Built 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,657 sqft (0.06 acres)
Lot Dimensions	72 ft deep x 107 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4266 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4266 FERGUS ST 35 X 72 IRR PT LOT 61 J C LUDLOWS EST
Legal Subdivision	J C LUDLOWS ESTATE
Legal Lot Number	61
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1002
Census Tract	7400

Owner

Source: Hamilton County records · APN 221-0020-0132-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4266 FERGUS ST, CINCINNATI, OH 45223-2160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2021	Deed of Trust, Mortgage CINCINNATI FSLA
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
May 05, 2017	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2017 · Amount on Record
Deed Sale	May 03, 2017 · Amount on Record
Prior Sale	Aug 15, 1997 · Amount on Record
Deed Document Number	0000040224
Deed Book / Page	013411 / 000326
Last Transfer Date	May 05, 2017
Transfer Doc	0000040224
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4266 FERGUS ST, CINCINNATI, OH 45223-2160
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120956
Date	Oct 06, 2021
Book Page	14517/1091
Instrument	2021-0120956

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4266 FERGUS ST, CINCINNATI, OH 45223-2160
Document Number	0000091313
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 04, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4266 FERGUS ST CINCINNATI OH 452232160, CINCINNATI, OH 45223-2160

Mortgage

Document Number	0000091313
Date	Sep 09, 2020
Book Page	014249/002494
Instrument	91313

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 08, 2040

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 05, 2017
Property Address	4266 FERGUS ST, CINCINNATI, OH 45223-2160
Document Number	0000040224
Book / Page	013411 / 000326
Instrument Date	Apr 27, 2017
Instrument	40224
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4266 FERGUS ST CINCINNATI OH 452232160, CINCINNATI, OH 45223-2160

Mortgage

Document Number	40225
Date	May 05, 2017
Book Page	013411/000328
Instrument	40225

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,818.00 (+3.1%)	$77,854 (-) Land $21,567 Building $56,287
2024	$4,673.00 (-2.2%)	$77,854 (-) Land $21,567 Building $56,287
2023	$4,778.00 (-1.32%)	$77,854 (+9.96%) Land $21,567 Building $56,287	$222,440 (+9.96%) Land $61,620 Building $160,820
2022	$4,842.00 Homeowner's exemption	$70,805 Land $11,172 Building $59,633
2020			$202,300 Land $31,920 Building $170,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 622 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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