4270 N Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4270 N Gensen Loop, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,211 sqft · built 2005
Lot Size	0.099 acres (4,291 sqft)
Owner	Individual Name on File
Last Sale	$145,600 (Jun 2005)
Tax Bill	$38 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-15D-173`

Property Details

APN / Parcel Number

Primary APN	`41-32-15D-173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,291 sqft (0.099 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4270 N GENSEN LOOP
City	CINCINNATI
State	OH
Zip	45245-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WETHERBY FARMS; SECTION 2 LOT 115; SEE 413215D173T FOR TIF
Legal Subdivision	WETHERBY FARMS
Legal Lot Number	115
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	41305

Owner

Source: Clermont County assessment roll, APN 41-32-15D-173, as of April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 DANIEL CT, 7C, CINCINNATI, OH 45244-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2005 · Amount on Record
Deed Sale	Jun 08, 2005 · Amount on Record
Deed Document Number	200519933
Deed Book / Page	1883 / 1357
Last Transfer Date	Jul 07, 2025
Transfer Doc	0000014989
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4270 N GENSEN LOOP, CINCINNATI, OH 45245-7005
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011724
Date	May 29, 2018
Book Page	2772/733
Instrument	201800011724

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll as of April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38.00	$390 (-) Land $390
2024	$38.00 (-98.97%) Homeowner's exemption	$390 (-) Land $390	$1,100 (-) Land $1,100
2023	$3,691.00 (+16,677.27%) Homeowner's exemption	$390 (-) Land $390	$1,100 (-) Land $1,100
2022	$22.00 Homeowner's exemption	$390 Land $390
2020			$1,100 Land $1,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), as of February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250413053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 364 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH1302212, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.