4265 N Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4265 N Gensen Loop, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,304 sqft · built 2005
Lot Size	0.134 acres (5,820 sqft)
Owner	Individual Name on File
Last Sale	$267,200 (Oct 2005)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-15D-126`

Property Details

APN / Parcel Number

Primary APN	`41-32-15D-126`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,820 sqft (0.134 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4265 N GENSEN LOOP
City	CINCINNATI
State	OH
Zip	45245-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WETHERBY FARMS; SECTION 2 LOT 68; SEE 413215D126T FOR TIF
Legal Subdivision	WETHERBY FARMS
Legal Lot Number	68
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41305

Owner

Source: Clermont County records · APN 41-32-15D-126

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4265 N GENSEN LOOP, CINCINNATI, OH 45245-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2005 · Amount on Record
Deed Sale	Oct 04, 2005 · Amount on Record
Deed Document Number	200537618
Deed Book / Page	1920 / 989
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4265 N GENSEN LOOP, CINCINNATI, OH 45245-7004
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002813
Date	Jan 27, 2022
Book Page	2909/5273
Instrument	202200002813

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-11.21%)	$530 (-) Land $530
2024	$1,748.00 (-49.78%) Homeowner's exemption	$530 (-) Land $530	$1,500 (-) Land $1,500
2023	$3,481.00 (+11,503.33%) Homeowner's exemption	$530 (-) Land $530	$1,500 (-) Land $1,500
2022	$30.00 Homeowner's exemption	$530 Land $530
2020			$1,500 Land $1,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 364 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.