4270 Cypress Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4270 Cypress Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 2,136 sqft · built 2017
Lot Size	2.22 acres (96,790 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Jan 2021)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`25-26-30-5070-0001-0051`

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5070-0001-0051`
Alternative APNs	`263025507000010051` `87711`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	2,136 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,790 sqft (2.22 acres)
Garage Area	840 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,092 sqft
Patio Area	399 sqft
Shed	1 Shed
Shed Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4270 CYPRESS DR
City	SAINT CLOUD
State	FL
Zip	34772-8090
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OA2M
Legal Description	ST CLOUD MANOR ESTATES UNIT 1 PB 1 PG 363 W 1/2 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 1
Legal Tract	5070
Legal Block	51
Legal Lot Number	5
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1024
Census Tract	43304

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4270 CYPRESS DR, SAINT CLOUD, FL 34772-8090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage COUNTRYPLACE MORTGAGE LTD
Jan 5, 2021	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 3, 2017	Loan Modification, Mortgage · Conventional Mortgage COUNTRY PLACE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Feb 18, 2015 · Amount on Record
Deed Document Number	20211306
Deed Book / Page	5865 / 275
Prior Transfer Date	Oct 23, 2015
Prior Transfer Doc	0048771245
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4270 CYPRESS DR, SAINT CLOUD, FL 34772-8090
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051980581
Date	Aug 22, 2017
Book Page	5198/0581
Instrument	2017121595

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Dec 1, 2047

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2021
Property Address	4270 CYPRESS DR, SAINT CLOUD, FL 34772-8090
Document Number	0058650275
Book / Page	5865 / 275
Map Reference	MB 1 PG 363
Instrument Date	Dec 16, 2020
Instrument	2021001306
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SIMPLY TITLE LLC, SIMPLY TITLE LLC KISSIMMEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2914 PARTIN SETTLEMENT RD, KISSIMMEE, FL 34744-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4270 CYPRESS DR, SAINT CLOUD, FL 34772-8090

Mortgage

Document Number	0005865281
Date	Jan 5, 2021
Instrument	5865/281

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4270 CYPRESS DR, SAINT CLOUD, FL 34772-8090
Document Number	0052402025
Book / Page	005240 / 002025
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4270 CYPRESS DR ST CLOUD FL 347728090, ST CLOUD, FL 34772-8090

Mortgage

Document Number	0052402025
Date	Nov 16, 2017
Book Page	005240/002025
Instrument	164246

Lender

Name	COUNTRY PLACE MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (+12.92%) Homeowner's exemption Veteran's exemption	$192,028 (+5.99%)	$431,400 (+1.43%) Land $112,100 Building $319,300
2024	$1,262.00 (+1.53%)
2023	$1,243.00 (+7.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$181,182 (+3%)	$425,300 (+26.2%) Land $112,100 Building $313,200
2022	$1,152.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,905	$337,000 Land $88,800 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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