Osceola County property record for 4265 Cypress Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Pasture |
|---|---|
| Details | 4 bd · 2.5 ba · 3,902 sqft · built 2001 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Apr 2024) |
| Tax Bill | $5,508 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 24-26-30-4950-0001-1175 |
| Primary APN | 24-26-30-4950-0001-1175 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,902 sqft Gross Area |
| 1st Floor Area | 1,514 sqft |
| Upper Floors Area | 866 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 202,554 sqft (4.65 acres) |
| Garage Area | 840 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,932 sqft |
| Pole Barn | 3,360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4265 CYPRESS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8031 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | S L & I C PB B PG 11 W 1/2 LOTS 117 & 124 LESS S 20 FT FOR RD R/W |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1175 |
| Legal Lot Number | 1175 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 43304 |
Source: Osceola County records · APN 24-26-30-4950-0001-1175
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 28, 2023 | Intrafamily Transfer, Transfer |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Dec 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2024 · Amount on Record |
| Deed Sale | Apr 01, 2024 · Amount on Record |
| Prior Sale | Dec 04, 2018 · Amount on Record |
| Deed Document Number | 202440381 |
| Deed Book / Page | 6573 / 1758 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 0064642480 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 28, 2023 |
| Property Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Document Number | 0064642480 |
| Book / Page | 6464 / 2480 |
| Map Reference | MB B PG 11 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023112923 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Document Number | 0058012001 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4265 CYPRESS DR ST CLOUD FL 347728031, ST CLOUD, FL 34772-8031 |
| Document Number | 0058012001 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 005801/002001 |
| Instrument | 129909 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 28, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 04, 2018 |
| Property Address | 4265 CYPRESS DR, SAINT CLOUD, FL 34772-8031 |
| Document Number | 0054422981 |
| Book / Page | 005442 / 002981 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 177421 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4265 CYPRESS DR ST CLOUD FL 347728031, ST CLOUD, FL 34772-8031 |
| Document Number | 54422983 |
|---|---|
| Date | Dec 04, 2018 |
| Book Page | 005442/002983 |
| Instrument | 177422 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,508.00 (+772.9%) | $387,000 (-2.81%) | $400,800 (-27.01%) Land $34,600 Building $366,200 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $398,202 (+3%) | $549,100 (+12.27%) Land $153,400 Building $395,700 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $386,604 | $489,100 Land $148,800 Building $340,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 452 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures