427 Willow Ln, Wake, VA 23176 Property Records

Middlesex County property record for 427 Willow Ln, Wake, VA 23176 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2020)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38 2 5`

Property Details

APN / Parcel Number

Primary APN	`38 2 5`
Alternative APN	`6213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,512 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	302 sqft
Deck Area	390 sqft
Shed	1 Shed
Shed Area	288 sqft
Lean-To	450 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6213
Street Address	427 WILLOW LN
City	WAKE
State	VA
Zip	23176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNAND MILL CRK LOT 5 1.20 AC D97-34 365-756 D15-191 D20-464
Legal Lot Number	5
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3022
Census Tract	951100

Owner

Source: Middlesex County records · APN 38 2 5

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 WILLOW LN, WAKE, VA 23176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	2020464
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 19, 2020
Property Address	427 WILLOW LN, WAKE, VA 23176
Document Number	200000464
Instrument Date	Feb 18, 2020
Instrument	200000464
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WILLOW LN, WAKE, VA 23176

Mortgage

Document Number	200000465
Date	Mar 19, 2020
Instrument	200000465

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,403.00	$394,000 (-) Land $165,000 Building $229,000	$394,000 (-) Land $165,000 Building $229,000
2023	$2,403.00	$394,000 Land $165,000 Building $229,000	$394,000 Land $165,000 Building $229,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (51119C), updated November 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511199511003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006, rainfall accumulation, Tropical Depression Ernesto, Severe Storms And Flooding
Claims By Storm	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Cogeco Cable Holdings II	Cable	1,000 / 50	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures