305 Willow Ln, Wake, VA 23176 Property Records

Middlesex County property record for 305 Willow Ln, Wake, VA 23176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,472 sqft · built 2010
Lot Size	3.34 acres (145,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Jan 2006)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jun 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`38 2 1`

Property Details

APN / Parcel Number

Primary APN	`38 2 1`
Alternative APN	`334`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2017
Exterior Material	Concrete
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	145,490 sqft (3.34 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,196 sqft
Patio Area	736 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	334
Street Address	305 WILLOW LN
City	WAKE
State	VA
Zip	23176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GARNAND SUB LOT 1 3.34 AC D117-396 237-132 242-17 428-635 P12-117
Legal Subdivision	GARNAND SUB
Legal Lot Number	1
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3022
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 161, WAKE, VA 23176-0161
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 13, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2006 · Amount on Record
Deed Sale	Jan 3, 2006 · Amount on Record
Deed Book / Page	600 / 118
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	305 WILLOW LN, WAKE, VA 23176
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001109
Date	Apr 28, 2021
Instrument	210001109

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	305 WILLOW LN, WAKE, VA 23176
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170000921
Date	Jun 13, 2017
Instrument	170000921

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00	$357,200 (-) Land $123,700 Building $233,500	$357,200 (-) Land $123,700 Building $233,500
2025	$2,178.00	$357,200 (-) Land $123,700 Building $233,500	$357,200 (-) Land $123,700 Building $233,500
2023	$2,178.00	$357,200 Land $123,700 Building $233,500	$357,200 Land $123,700 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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