427 W Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 427 W Main St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 981 sqft · built 1999
Lot Size0.221 acres (9,657 sqft)
OwnerCompany Name on File
Tax Bill$1,546 (2026)
Flood ZoneZone X (moderate risk)
APN1311101002

Property Details

APN / Parcel Number

Primary APN1311101002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area981 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Lot Area9,657 sqft (0.221 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address427 W MAIN ST
CityLAMONI
StateIA
Zip50140-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL ADDN E 130' OF N 76' LOT 3 BLK 7 (DAIRY LANDING)
Legal SubdivisionCENTRAL ADD
Legal Block7
Legal Lot Number3
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2044
Census Tract960200

Owner

427 W Main St, a single family home, is owned by a company.

Source: Decatur County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address429 W MAIN ST, LAMONI, IA 50140-1218
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 427 W Main St was $1,546.

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,546.00$74,960 (-) Land $15,990 Building $58,970$74,960 (-) Land $15,990 Building $58,970
2025$1,546.00 (+16.77%)$74,960 Land $15,990 Building $58,970$74,960 Land $15,990 Building $58,970
2024$1,324.00
2023$55,970 Land $9,990 Building $45,980$55,970 Land $9,990 Building $45,980
2021$1,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 W Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 W Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

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