Decatur County property record for 415 W Main St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,276 sqft · built 1956 |
| Lot Size | 0.715 acres (31,170 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,430 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311101004 |
| Primary APN | 1311101004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,276 sqft Living Area |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 31,170 sqft (0.715 acres) |
| Garage Type | Detached |
| Garage Area | 478 sqft |
| Heating System | Gas |
|---|
| Street Address | 415 W MAIN ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL ADDN LOT 2 EXC. 85' BLK 7 |
| Legal Subdivision | CENTRAL ADD |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 960200 |
415 W Main St is owned and occupied by two individuals who acquired it in November 2006.
Source: Decatur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 W MAIN ST, LAMONI, IA 50140-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2006 |
| Transfer Doc | 02006/1901 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 415 W Main St was $2,430 with a homeowner's exemption.
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,430.00 Homeowner's exemption | $143,250 (-) Land $27,140 Building $116,110 | $143,250 (-) Land $27,140 Building $116,110 |
| 2025 | $2,430.00 (+24.36%) | $143,250 (+34.71%) Land $27,140 Building $116,110 | $143,250 Land $27,140 Building $116,110 |
| 2024 | $1,954.00 Homeowner's exemption | $106,340 (-) Land $16,970 Building $89,370 | |
| 2023 | $106,340 Land $16,970 Building $89,370 | $106,340 Land $16,970 Building $89,370 | |
| 2021 | $2,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 W Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 W Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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