Clay County property record for 427 W 3rd St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,106 sqft · built 1916 |
| Lot Size | 0.167 acres (7,273 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,260 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-419-002 |
| Primary APN | 10-26-419-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 7,273 sqft (0.167 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 427 W 3RD ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1248 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | M H PRESLEY'S 1ST ADDN BLOCK 3 LOT 6 (WAS PARSONAGE) |
| Legal Subdivision | M H PRESLEYS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 W 3RD ST, FLORA, IL 62839-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Intrafamily Transfer, Transfer |
| Jul 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2016 |
| Deed Sale | Jul 9, 2016 |
| Deed Document Number | 2015186511 |
| Last Transfer Date | Jun 21, 2021 |
| Transfer Doc | 202315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 8, 2021 |
| Property Address | 427 W 3RD ST, FLORA, IL 62839-1248 |
| Document Number | 202315 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202315 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 W 3RD ST, FLORA, IL 62839-1248 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 8, 2021 |
| Property Address | 427 W 3RD ST, FLORA, IL 62839-1248 |
| Document Number | 202316 |
| Instrument Date | Jun 19, 2021 |
| Instrument | 202316 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,260.00 (+9.47%) Homeowner's exemption | $22,463 (+11.45%) Land $2,772 Building $19,691 | $67,389 (+11.45%) Land $8,316 Building $59,073 |
| 2024 | $1,151.00 (+9.83%) | $20,155 (+18.48%) Land $2,487 Building $17,668 | $60,465 (+18.48%) Land $7,461 Building $53,004 |
| 2022 | $1,048.00 (+10.32%) Homeowner's exemption | $17,011 Land $2,091 Building $14,920 | $51,033 Land $6,273 Building $44,760 |
| 2021 | $950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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