427 Vancroft Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 427 Vancroft Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$4,125 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2018 Sale & Mortgage
APN	`04-27-0-103-025`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-103-025`

Exterior

Effective Year Built	Effective 2017
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	427 VANCROFT PL
City	O FALLON
State	IL
Zip	62269-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS OF BRAESWOOD PT LT 7 A02579753 A02668558
Legal Subdivision	VILLAS OF BRAESWOOD
Legal Lot Number	7
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2091
Census Tract	504358

Owner

427 Vancroft Pl is owned and occupied by an individual who acquired it in June 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	427 VANCROFT PL, O FALLON, IL 62269-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Transfer on Death Deed, Transfer
Jun 18, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026
Deed Sale	Jun 12, 2026
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	20262886262
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0002668558
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 12, 2026
Property Address	427 VANCROFT PL, O FALLON, IL 62269-4145
Document Number	0002886262
Instrument Date	May 5, 2026
Instrument	20262886262
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 VANCROFT PL, O FALLON, IL 62269-4145

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 18, 2018
Property Address	427 VANCROFT PL, O FALLON, IL 62269-4145
Document Number	00A2579753
Instrument Date	Jun 15, 2018
Instrument	2579753
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	427 VANCROFT PL O FALLON IL 622694145, O FALLON, IL 62269-4145

Mortgage

Document Number	A2579754
Date	Jun 18, 2018
Instrument	2579754

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 17, 2025

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Vancroft Pl was $4,125 with exemptions applied, down 1.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,125.00 (-1.13%) Homeowner's exemption Senior Citizen's exemption	$100,857 (+9.62%) Land $13,989 Building $86,868	$302,571 (+9.62%) Land $41,967 Building $260,604
2024	$4,172.00	$92,006 Land $12,761 Building $79,245	$276,018 Land $38,283 Building $237,735
2022		$75,076 Land $10,413 Building $64,663	$225,228 Land $31,239 Building $193,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 427 Vancroft Pl; there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Vancroft Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vancroft Pl

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