424 Vancroft Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 424 Vancroft Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,532 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (May 2018)
Tax Bill	$6,930 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2018 Sale & Line of Credit + 3 more
APN	`04-27-0-104-069`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-104-069`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Lot Area	5,227 sqft (0.12 acres)
Porch	Porch
Porch Area	72 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	422 VANCROFT PL
City	O FALLON
State	IL
Zip	62269-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS OF BRAESWOOD S PT LT 12 IN A02824344
Legal Subdivision	VILLAS OF BRAESWOOD
Legal Lot Number	12
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2091
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 VANCROFT PL, O FALLON, IL 62269-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BK
Oct 1, 2018	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON
Sep 13, 2018	Grant Deed, Subdivision Related Transfer PROFESSIONAL TITLE
May 24, 2018	Warranty Deed, Subdivision Related Transfer
Sep 11, 2017	Warranty Deed, Transfer PTI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	20182577284
Last Transfer Date	Sep 9, 2024
Transfer Doc	0002824344
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	424 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2599861
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	424 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

Mortgage

Document Number	00A2599861
Date	Dec 26, 2018
Instrument	2599861

Lender

Name	FIRST BK
Type	Bank
Address	O FALLON, IL 62269-1827

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 1, 2018
Property Address	424 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2592006
Instrument Date	Sep 28, 2018
Instrument	2592006
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	422 VANCROFT PL O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2592007
Date	Oct 1, 2018
Instrument	2592007

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 13, 2018
Property Address	424 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2590233
Instrument Date	May 23, 2018
Instrument	2590233
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2018
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 24, 2018
Property Address	424 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2577284
Instrument Date	May 23, 2018
Instrument	2577284
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2018

Transaction

Amount	Amount Recorded
Tax	$333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	424 VANCROFT PL O FALLON IL 62269, O FALLON, IL 62269

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 11, 2017
Property Address	424 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2551273
Instrument Date	Sep 8, 2017
Instrument	2551273
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	PTI

Transaction

Amount	Amount Recorded
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 24210 BELLEVILLE IL 622239210, BELLEVILLE, IL 62223-9210

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,930.00	$96,139 (+34.34%) Land $8,731 Building $87,408	$288,417 (+34.34%) Land $26,193 Building $262,224
2022		$71,563 Land $6,499 Building $65,064	$214,689 Land $19,497 Building $195,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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