427 Silverbrook Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 427 Silverbrook Dr, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 2006
Lot Size0.206 acres (8,994 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Oct 2017)
Tax Bill$5,908 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN399-420-21-00

Property Details

APN / Parcel Number

Primary APN399-420-21-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,556 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area8,994 sqft (0.206 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address427 SILVERBROOK DR
CityEL CAJON
StateCA
Zip92019-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 11 LOTS 7 & 8 TR 001926
Legal SubdivisionSILVER BROOK
Legal Tract001926
Legal Block11
Legal Lot Number7,8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2027
Census Tract15502

Owner

427 Silverbrook Dr is owned and occupied by an individual who acquired it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 17, 2017Grant Deed, Transfer · VA Mortgage
ISERVE RESID'L LNDG
Oct 17, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2017 · Amount on File
Deed SaleOct 17, 2017 · Amount on File
Prior SaleAug 30, 1985 · Amount on File
Deed Document Number2017481543
Last Transfer DateMar 20, 2020
Transfer Doc0000185456
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549

Mortgage

Document Number0000840224
DateDec 29, 2020
Instrument2020-0840224
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2020
Property Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000185456
Map ReferenceMAP 1926
Instrument DateMar 20, 2020
Instrument2020-0185456
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTITLE365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549

Mortgage

Document Number0000185457
DateApr 13, 2020
Instrument2020-0185457
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term333 Months
DueJan 1, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 17, 2017
Property Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000481543
Instrument DateSep 18, 2017
Instrument481543
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address427 SILVERBROOK DR EL CAJON CA 920191549, EL CAJON, CA 92019-1549

Mortgage

Document Number481545
DateOct 17, 2017
Instrument481545
Lender
NameISERVE RESID'L LNDG
AddressSAN DIEGO, CA 92128
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 16, 2047

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 17, 2017
Property Address427 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000481544
Instrument DateSep 15, 2017
Instrument481544
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address427 SILVERBROOK DR EL CAJON CA 920191549, EL CAJON, CA 92019-1549

Tax Assessment & Valuation

The 2025 property tax bill for 427 Silverbrook Dr was $5,908.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictAlpine Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$522,257 (+2%) Land $324,960 Building $197,297
2025$5,908.00$512,018 Land $318,589 Building $193,429
2023$5,917.00 (+0.63%)$492,138 Land $306,219 Building $185,919
2022$5,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 427 Silverbrook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1993–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Silverbrook Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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