407 Silverbrook Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 407 Silverbrook Dr, El Cajon, CA 92019

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,496 sqft · built 1971
Lot Size0.205 acres (8,946 sqft)
OwnerCompany Name on File
Last Sale$479,000 (Feb 2017)
Tax Bill$6,403 (2025)
Deeds & MortgagesSep 2022 Transfer
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN399-410-02-00

Property Details

APN / Parcel Number

Primary APN399-410-02-00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Units2 Units
Building Area2,496 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleDuplex Single
Lot Area8,946 sqft (0.205 acres)

Location & Zoning

Street Address407 SILVERBROOK DR
CityEL CAJON
StateCA
Zip92019-1549
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRS
Legal DescriptionBLK 11 LOT 2 TR 001926
Legal SubdivisionSILVERBROOK
Legal Tract001926
Legal Block11
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2027
Census Tract15502

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Intrafamily Transfer, Transfer
Aug 17, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 8, 2017Grant Deed, Transfer · Conventional Mortgage
STEARNS LNDG
Jan 10, 2017Trustee's Deed, Construction Loan · Construction Mortgage
DOLAREX LLC DBPP/TR (CT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 8, 2017 · Amount on Record
Deed SaleFeb 8, 2017 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number201765764
Last Transfer DateSep 22, 2022
Transfer Doc0000382615
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2022
Property Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000382615
Map ReferenceMAP 1926
Instrument DateSep 22, 2022
Instrument2022-0382615
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
InvestorPossibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 17, 2020
Property Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000462209
Map ReferenceMAP 1926
Instrument DateAug 10, 2020
Instrument2020-0462209
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549

Mortgage

Document Number0000462210
DateAug 17, 2020
Instrument2020-0462210
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2017
Property Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
Document Number0000065764
Instrument DateJan 5, 2017
Instrument65764
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$526.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 SILVERBROOK DR EL CAJON CA 920191549, EL CAJON, CA 92019-1549

Mortgage

Document Number65765
DateFeb 8, 2017
Instrument65765
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2047

January 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateJan 10, 2017
Property Address407 SILVERBROOK DR, EL CAJON, CA 92019-1549
Instrument DateDec 20, 2016
Instrument12551
Transaction TypeConstruction Loan
Record UpdatedJan 16, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1446 FRONT ST #200 SAN DIEGO CA 921013425, 200, SAN DIEGO, CA 92101-3425

Mortgage

Document Number0000012551
DateJan 10, 2017
Instrument12551
Lender
NameDOLAREX LLC DBPP/TR (CT)
Address707 BROADWAY # 1410, SAN DIEGO, CA 92101-5322
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 9, 2018
Interest
Rate9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictAlpine Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$567,033 (+2%) Land $295,947 Building $271,086
2025$6,403.00 (-0.17%)$555,916 (+4.04%) Land $290,145 Building $265,771
2023$6,414.00 (+0.64%)$534,330 Land $278,879 Building $255,451
2022$6,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1993–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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