Bandera County property record for 427 Scenic Loop, Pipe Creek, TX 78063
| Property Type | Mobile Home |
|---|---|
| Details | 1,820 sqft · built 1985 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $422 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 16550-00001-0540 |
| Primary APN | 16550-00001-0540 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 160 sqft |
| Patio Area | 320 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16550-00001-0540 |
|---|---|
| Street Address | 427 SCENIC LOOP |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RIVER OAKS RANCH BLK 1 LT 53-54 ***WATERFRONT*** 1.65 ACRES |
| Legal Subdivision | RIVER OAKS RANCH |
| Legal Block | 1 |
| Legal Lot Number | 53,54 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 101 |
Source: Bandera County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 63179, PIPE CREEK, TX 78063-3179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 427 SCENIC LOOP, PIPE CREEK, TX 78063 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1103/845 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 1103/845 |
| Instrument | 224014 |
| Name | BANDERA BANK |
|---|---|
| Type | Bank |
| Address | BANDERA, TX 78003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $422.00 (-68.27%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $108,867 (+1%) Land $82,720 Building $26,910 | $109,630 (+10.77%) Land $82,720 Building $26,910 |
| 2024 | $1,330.00 (+59.28%) | ||
| 2023 | $835.00 Homeowner's exemption Senior Citizen's exemption | $98,970 Land $71,720 Building $27,250 | $98,970 Land $71,720 Building $27,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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