351 Scenic Loop, Pipe Creek, TX 78063 Property Records

Bandera County property record for 351 Scenic Loop, Pipe Creek, TX 78063 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,990 sqft · built 1986
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Tax Bill	$3,963 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`16550-00001-0470`

Property Details

APN / Parcel Number

Primary APN	`16550-00001-0470`
Alternative APN	`150502`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,154 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Carport
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	465 sqft
Deck Area	63 sqft
Patio Area	228 sqft

Location & Zoning

Account Number	16550-00001-0470
Street Address	351 SCENIC LOOP
City	PIPE CREEK
State	TX
Zip	78063-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS RANCH BLK 1 LT 47-48 *WATERFRONT*1.8 ACRES
Legal Subdivision	RIVER OAKS RANCH
Legal Block	1
Legal Lot Number	47,48 48
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	3
Census Block	3000
Census Tract	101

Owner

Source: Bandera County records · APN 16550-00001-0470

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	351 SCENIC LOOP, PIPE CREEK, TX 78063-5144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2020	Vendor's Lien, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 04, 2017	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2020
Deed Sale	Oct 01, 2020
Prior Sale	Oct 04, 2017
Deed Document Number	239536
Deed Book / Page	1192 / 440
Record Updated	Jun 08, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Oct 01, 2020
Property Address	351 SCENIC LOOP, PIPE CREEK, TX 78063-5144
Document Number	1192/440
Book / Page	1192 / 440
Map Reference	VOL 4 PG 21
Instrument Date	Sep 30, 2020
Instrument	239536
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SCENIC LOOP, PIPE CREEK, TX 78063-5144

Mortgage

Document Number	239537
Date	Oct 01, 2020
Instrument	239537

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Oct 04, 2017
Property Address	351 SCENIC LOOP, PIPE CREEK, TX 78063-5144
Document Number	1092/281
Book / Page	1092 / 281
Map Reference	VOL 4 PG 21
Instrument Date	Oct 02, 2017
Instrument	222020
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE LLC, KERR COUNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 JACKSON CT, SAN ANTONIO, TX 78230-2568

Mortgage

Document Number	222021
Date	Oct 04, 2017
Instrument	222021

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Bandera County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,450 (+10.88%) Land $111,240 Building $202,210	$313,450 (+10.88%) Land $111,240 Building $202,210
2024	$3,963.00 (-9.58%)
2023	$4,383.00	$282,690 Land $88,240 Building $194,450	$282,690 Land $88,240 Building $194,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bandera County (48019C), updated October 1, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480190001013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 28% of Texas
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bandera Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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