Defiance County property record for 427 River Front Dr, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,238 sqft · built 2007 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,250 (Jan 2008) |
| Tax Bill | $4,433 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | I060022B00100 |
| Primary APN | I060022B00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 5,988 sqft |
| 1st Floor Area | 2,238 sqft |
| Basement Area | 2,238 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 168 ft deep x 149 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached - Unfinished |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 192 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 427 RIVER FRONT DR |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAUMEE RIVER CROSSING LOT 1 & 1A CREATED FROM I06-22-3) |
| Legal Subdivision | MAUMEE RIVER CROSSING |
| Legal Lot Number | 1 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 958500 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 RIVER FRONT DR, DEFIANCE, OH 43512-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2008 · Amount on Record |
| Deed Sale | Jan 18, 2008 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 2008324 |
| Deed Book / Page | 322 / 2164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 427 RIVER FRONT DR, DEFIANCE, OH 43512-1866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428/647 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 428/647 |
| Instrument | 202000002207 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Municipality | Defiance City |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,433.00 | $135,550 (-) Land $16,940 Building $118,610 | |
| 2024 | $4,433.00 (-1.36%) | $135,550 (-) Land $16,940 Building $118,610 | $387,300 (+%) Land $48,410 Building $338,890 |
| 2023 | $4,494.00 (-7.55%) | $135,550 (+9.53%) Land $16,940 Building $118,610 | $387,285 (+9.53%) Land $48,400 Building $338,885 |
| 2022 | $4,861.00 | $123,760 Land $16,750 Building $107,010 | |
| 2020 | $353,600 Land $47,850 Building $305,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies.
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